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Terry Alexander
One Stop Realty LLC
Hendersonville, TN 37075

615-584-8154
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Avoiding Financial Stress

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money.

It is still true that the better qualifications you have, the lower your interest rate will be. However, there are mortgages available for almost everyone; it's the interest rates or the down payments that vary.

Before speaking with a lender, know what monthly dollar amount you feel comfortable committing to. Then when you discuss mortgage pre-approval with your lender, it is easier for you to determine the monthly amount and what value of home the monthly amount translates into. Do not put yourself in the position where you will be paying more each month than you intended simply because the dream home requires it.

Do your research on the types of mortgages available to you and find the one that best suits your needs. There are a number of considerations to be made in terms of finding the best mortgage for each individual:

  • What type of market are you in? Are the interest rates falling or rising?
  • Do you want a fixed mortgage rate, where you will always know what your payment is going to be?
  • What are your long-term goals? Do you intend to resell the property? Do you only need the mortgage for a short time?
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Terry Alexander
Broker


One Stop Realty, LLC
131 Indian Lake Road, Suite 101
Hendersonville, TN 37075
Phone: 615-822-0750
Email: terry@terryalexander.com



 

Testimonials

Terry has helped us sell two houses! He is absolutely the most professional agent that we have ever worked with. With the attention that he gives your house, you would think that it is the only one he is selling. My best advice for you is that if you list with Terry, you had better pack your bags! Marshall Culpepper
Terry is a true professional. He is extremely knowledgeable and takes great responsibility protecting his client's best interest. Terry was extremely patient and very responsive during the sales process. Damon Estep
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Terry Alexander   |   One Stop Realty LLC   |   615-822-0750   |   terry@terryalexander.com 
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One Stop Realty License #14033

Terry Alexander License #274303

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